Have money in your bank in as little as 24 hours.

We understand what it means to need cash quickly and we are dedicated to getting you the money you need, when you need it. Create New Account

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- State Lender
- CFSA Member
- Network Solutions
- Check Into Cash

See what LoanByPhone can do for you

Loan Products

Browse our convenient loan options to find the right solution for you. Read More

Rate Calculator

LoanByPhone rates and terms vary by loan product and state of residence. Read More

How It Works

Our mobile loan process gets you the cash you need when and where you need it. Read More

About Us

Learn how LoanByPhone brings ultimate mobility to the lending process. Read More

LoanByPhone is your premier mobile lender.

Urgent expenses? We’ve all been there — and we know you can’t put life on hold to find the cash you need in an emergency. That’s why we bring ultimate mobility to the loan process. Apply on the go, get funds quickly, and manage your account, all from the device at your fingertips.

We make it easy for you to keep moving forward.

Powered by Your One Stop Money Shop!®, Check Into Cash, LoanByPhone, your premier mobile direct lender, requires no stops at all! In fact, with our speedy application and funding process, getting the cash you need won’t even slow you down. So, no matter your situation (as long as you’re not in the driver’s seat), turn to LoanByPhone anytime, anywhere for urgent cash on the go.

Our fast and easy process:

Our simple loan application can be completed in as little as five minutes, and you can get approval within seconds.

Get money in as little as 24 hours!

Trusted & Secure

State Lender
CFSA Member
Network Solutions

Annual Percentage Rate (APR): The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

©2016 LoanByPhone Inc. All Rights Reserved. Services or products displayed may or may not be available in your particular state. To view a list of the states we service online, please visit our license page. For our privacy policy, please visit our privacy policy page.