Have money in your bank

in as little as 24 hours.

We understand what it means to need cash quickly and we are
dedicated to getting you the money you need, when you need it.

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See what LoanByPhone can do for you

Loan Products

Browse our convenient loan options to find the right solution for you.

Frequently Asked Questions

We probably already have the answers you need, right where you need them.

How it Works

Our mobile loan process gets you the cash you need when and where you need it.

About Us

Learn how LoanByPhone brings ultimate mobility to the lending process.

LoanByPhone is your premier mobile lender.

Urgent expenses? We’ve all been there — and we know you can’t put life on hold to find the cash you need in an emergency. That’s why we bring ultimate mobility to the loan process. Apply on the go, get funds quickly, and manage your account, all from the device at your fingertips.

We make it easy for you to keep moving forward.

Powered by Your One Stop Money Shop!®, Check Into Cash, LoanByPhone, your premier mobile direct lender, requires no stops at all! In fact, with our speedy application and funding process, getting the cash you need won’t even slow you down. So, no matter your situation (as long as you’re not in the driver’s seat), turn to LoanByPhone anytime, anywhere for urgent cash on the go.

Our fast and easy process:

Our simple loan application can be completed in as little as five minutes, and you can get approval within seconds.

Get money in as little as 24 hours!

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Customers who are California residents may request information from us to know what personal information we may collect, have, or maintain about them and what we do with it per the California Consumer Privacy Act (CCPA). If you are a California resident and wish to make a request under the CCPA, click on the Do Not Sell My Personal Information button or link.

California Consumer Privacy Notice

Still have questions?

Check out our FAQs for more information.

Annual Percentage Rate (APR):

For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

Customer Notice:

There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
©2019 LoanByPhone Inc. All Rights Reserved. Services or products displayed may or may not be available in your particular state. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page.
NOTICE TO CALIFORNIA CUSTOMERS: Check Into Cash of California, Inc. d/b/a LoanByPhone is licensed by the Department Corporations pursuant to the California Deferred Deposit Transaction Law. NOTICE TO TEXAS CUSTOMERS: In Texas, LoanByPhone operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. NOTICE TO UTAH CUSTOMERS: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). NOTICE TO LOUISIANA CUSTOMERS: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (Louisiana customers only).