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About LoanByPhone

LoanByPhone is your premier mobile direct lender, powered by Check Into Cash.

At LoanByPhone, we understand what it’s like to encounter urgent expenses. That’s why we bring ultimate mobility to the payday loan and cash advance process. When you are faced with a true emergency, we want to be a source you can access anytime and anywhere for the funds you need.

Established in 2003, LoanByPhone works to provide customers with the convenience, privacy, and mobility of applying for a $100 to $1,500 payday loan or cash advance online. All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.

Check Into Cash, Inc., d/b/a LoanByPhone adheres to the same high standards established by Check Into Cash and the Community Financial Services Association of America (CFSA).

State licensed in the United States.

We offer cash advance and payday loan services online in states where our parent company, Check Into Cash, has an operating license, or through a licensed operating affiliate of LoanByPhone in a specific state.

Check Into Cash, d/b/a LoanByPhone continues to expand online product options and geographical coverage in order to provide services that meet the changing needs of our customers. Our continued growth as your premiere mobile direct lender allows us to serve you to the best of our ability, providing you with emergency cash on the go.

For details on the availability of our services in your state, please visit our Rate Calculator page.