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Online Payday Loans

Get your cash fast with an Online Payday Loan

Some people may find it difficult paying unforeseen monthly amounts, like repair bills, seasonal gifts or similar expenses. An online payday loan is a helpful way to meet just those payments, in order to ensure a stress-free financial month. Our online payday loans can be of enormous help to you, regardless of the requested amount, as you will find that by a few clicks you can ease your financial woes. The whole process is simple, unlike requesting a bank loan, and it can ensure your peace of mind.

It’s inevitable that financial eventualities can be disconcerting, even to the sternest and most resolved of planners. These eventualities can be almost anything; home repair costs, unexpected fines, gifts or late payment fees. There is no need to worry however, as we can help you regardless of your circumstances. Our payday loan offers extra cash useful just for those troubled times.

Our online payday loan allows you to maintain your monthly financial stability, without the stress and worry associated with lengthy credit checks. All that is required is some proof that you have money coming in (from a job, welfare, pension or other source) and an active bank account where we can deposit the requested amount. Our online payday loans are also recommended for those who have past credit troubles. As long as you show us your commitment to paying, the money is yours.

With our online payday loans you will have money exactly in times of need. Typical sums for our payday loan range $100 to $800, but it all depends on your current situation. Our rate of approval is quick and the whole process is painless, unlike applying for standard loans.

Just provide us with your personal details, which we always treat with discretion. The whole process only takes a few seconds, merely a matter of a few clicks. You don’t need to ever leave your home or phone anyone, just fill in the form a the top and click “apply.”

Get your money in as little as 24 hrs!

You have questions? We have answers.


The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

CUSTOMER NOTICE: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. ©2016 LoanByPhone Inc. All Rights Reserved. Services or products displayed may or may not be available in your particular state. To view a list of the states we service online, please visit our license page. For our privacy policy, please visit our privacy policy page. Notice to CA customers:LoanByPhone is licensed by the Department of Corporations pursuant to the California Deferred Deposit Transaction Law. Notice to OH customers: In Ohio, Check Into Cash operates as a registered credit services organization (CSO). The actual lender is an unaffiliated third party. CS.900185.000.In Ohio, LoanByPhone operates as a registered Credit Services Organization (CSO). The actual lender is an unaffiliated third party. CS 900138.000. Notice to UT customers: For comments or questions please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). Notice to LA customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (LA customers only). TX customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.